Whether you’re self-employed, a landlord, a CIS subcontractor, receiving untaxed income or completing a tax return for the first time, Draig Accountancy can help you understand what is required, prepare your return accurately and make sure it is submitted on time.

Based in Penygroes, near Ammanford and Cross Hands, I support clients throughout Carmarthenshire, Wales and remotely across the UK.

When you work with Draig Accountancy, you’ll deal directly with me, Fay Hancock MAAT. I’ll explain what I need from you, prepare your return carefully and make sure you understand your tax position before anything is submitted.

No call centres, no being passed around and no unnecessary jargon.

Do I need to complete a Self Assessment tax return?

You may need to submit a Self Assessment tax return if you:

• are self-employed or a sole trader
• receive rental income from property
• work as a CIS subcontractor
• receive untaxed income
• receive dividends, investment income or other income that needs to be reported
• have capital gains or other taxable income
• need to claim certain tax reliefs
• have more complex personal tax affairs
• have been asked by HMRC to complete a return

Being a company director does not automatically mean you need to complete a Self Assessment return, although one may still be required depending on your income and circumstances.

If you’re unsure whether you need to file, I can review your position and explain what applies to you.

Why clients ask me to help

Clients often come to me because:

• they have never completed a tax return before
• they are worried about making a mistake
• they are unsure which expenses they can claim
• they have recently become self-employed
• they have rental income to declare
• they work under CIS
• they have several sources of income
• they have received correspondence from HMRC
• their tax affairs have become more complicated
• they simply want someone else to take care of it properly

For many people, the biggest relief is knowing that the return has been dealt with correctly and that they understand what they owe and when it needs to be paid.

How I can help

Self Assessment preparation and submission

I can prepare your tax return, calculate your tax position and submit the return to HMRC once you have reviewed and approved it.

Sole trader tax returns

Support for self-employed individuals and sole traders, including preparation of business figures and reporting of income and allowable expenses.

CIS subcontractor tax returns

Support for subcontractors working under the Construction Industry Scheme, including CIS deductions, business expenses and preparation of the annual Self Assessment return.

Landlord tax returns

Help with declaring rental income, identifying allowable property expenses and reporting property income correctly.

Director and shareholder tax returns

Where a Self Assessment return is required, I can help directors and shareholders report salary, dividends and other personal income correctly.

Registration with HMRC

If you are newly self-employed or need to enter Self Assessment for another reason, I can help you understand the registration process and your ongoing obligations.

HMRC support

With the appropriate authorisation in place, I can deal with relevant HMRC correspondence and help resolve queries relating to your tax affairs.

Tax planning and advice

I can help you understand your likely tax position in advance, consider relevant allowances and reliefs and reduce the risk of an unexpected tax bill.

First tax return? You’re in the right place

Your first tax return can feel daunting, especially if you have recently become self-employed, started a side business, become a landlord or received a letter from HMRC.

You do not need to understand the tax system before contacting me.

I’ll explain what information I need, guide you through the process, answer your questions and make sure you know what happens next.

The aim is not just to submit the return. It is to leave you feeling clearer and more confident about your tax obligations going forward.

Why choose Draig Accountancy?

Choosing an accountant is not just about getting a tax return submitted. It is about having someone you can trust to deal with your tax affairs carefully and explain things properly.

When you work with Draig Accountancy:

✓ You’ll deal directly with me, Fay Hancock MAAT
✓ You’ll receive clear, jargon-free advice
✓ I’ll take the time to understand your circumstances
✓ I’ll help identify relevant expenses, allowances and reliefs
✓ I’ll explain your tax calculation before submission
✓ I can deal with HMRC on your behalf where appropriate
✓ You’ll know what needs to be paid and when
✓ You’ll have ongoing support if your circumstances change

My aim is to make Self Assessment easier to understand and give you confidence that your return has been handled properly.

How the process works

1. Initial conversation

We’ll discuss your circumstances and establish what needs to be reported.

2. Information gathering

I’ll give you a clear list of the documents and information I need from you.

3. Preparation

I’ll prepare your return and calculate your tax position.

4. Review and approval

I’ll explain the figures and you’ll review and approve the return before submission.

5. Submission and next steps

Once approved, I’ll submit the return to HMRC and confirm any relevant payment deadlines.

If you have questions afterwards, I’ll still be here to help.

Self Assessment accountant in Ammanford & Carmarthenshire

Draig Accountancy is based in Penygroes, near Ammanford and Cross Hands and provides Self Assessment and personal tax support throughout Carmarthenshire.

I work with clients across Ammanford, Cross Hands, Llandybie, Llanelli, Carmarthen, Llandeilo, Swansea and surrounding areas.

I also work remotely with clients throughout Wales and across the UK using secure document sharing, cloud accounting software, telephone calls and online meetings.

So whether you are looking for a local accountant in Carmarthenshire or prefer to deal with everything remotely, the process can be kept simple and convenient.

Frequently asked questions

When is the Self Assessment deadline?

For most online Self Assessment returns, the filing deadline is 31 January following the end of the relevant tax year. Tax due is normally payable by the same date, although other payment dates may apply depending on your circumstances.

What expenses can I claim as a sole trader?

Allowable expenses depend on your business and circumstances. I can help identify expenses that can legitimately be claimed and make sure they are treated correctly.

Can you help with CIS tax returns?

Yes. I can help CIS subcontractors report income, CIS deductions and allowable business expenses correctly through Self Assessment.

Can you complete a landlord tax return?

Yes. I can help with rental income, allowable property expenses and reporting the relevant figures correctly.

Can you deal with HMRC on my behalf?

Yes. Once the appropriate agent authorisation is in place, I can communicate with HMRC regarding relevant aspects of your tax affairs.

What information will I need to provide?

This depends on your circumstances. It may include records of self-employed income and expenses, employment income, rental income, dividends, interest, pensions or other taxable income. I’ll give you a tailored checklist.

Can you help if my tax return is overdue?

Yes. If you have missed a deadline, it is generally better to deal with the situation as soon as possible. I can help you understand what needs to be submitted and what steps to take next.

Can I use an accountant if I live outside Carmarthenshire?

Yes. I work remotely with clients throughout Wales and across the UK using secure digital systems, telephone calls and online meetings.

Ready to get your Self Assessment sorted?

Whether you’re completing your first tax return, declaring rental income, working under CIS, running your own business or simply looking for a new accountant, I’d be happy to help.

I offer a free initial consultation with no obligation.

📍 Based near Ammanford, Carmarthenshire
🌍 Supporting clients throughout Wales and across the UK
📧 fay@draigaccountancy.com
📱 07914 848874