Rural businesses are built on hard work, resilience and adaptability.

Whether you're running a family farm, agricultural contracting business, holiday accommodation, equestrian enterprise or another rural business, you'll understand the challenge of balancing day-to-day demands with the long-term success of the business.

At Draig Accountancy, I provide practical, straightforward accountancy support designed specifically for rural businesses and family enterprises.

Based in Penygroes, Carmarthenshire, I work with businesses across Wales and throughout the UK, helping owners stay organised, compliant and confident in their finances.

Rural Business Isn't Just What I Do – It's Where I Come From

I grew up on an organic family farm in Carmarthenshire.

Long before I became an accountant, I understood that running a rural business often means early mornings, late nights, unpredictable challenges and wearing multiple hats at once.

I saw first-hand the commitment required to run a successful family business and the realities of making important decisions when margins are tight, costs are rising and circumstances can change quickly.

Today, alongside Draig Accountancy, I also co-run Draig Ecology with my husband, a 5* B&B and am a partner in an Organic farm,. As business owners ourselves, we understand the pressures of managing cash flow, meeting deadlines, planning ahead and balancing business life with family life.

That combination of professional accountancy training and practical business experience allows me to provide support that goes beyond compliance and tax returns.

Rural Businesses Are Changing

The modern rural business often looks very different from the traditional image of farming alone.

Many businesses now combine multiple income streams, including:

• Farming and agriculture
• Agricultural contracting
• Holiday cottages and holiday lets
• Farmhouse bed and breakfasts
• Glamping and camping sites
• Equestrian businesses
• Farm shops and rural retail
• Environmental and ecological services
• Renewable energy projects
• Countryside enterprises

As businesses diversify, financial management and tax obligations become increasingly important.

Having the right support can help ensure opportunities are managed effectively while allowing you to focus on running your business.

Who I Work With

I support:

• Farmers
• Agricultural contractors
• Rural sole traders
• Partnerships
• Limited companies
• Family businesses
• Holiday let owners
• Tourism businesses
• Environmental consultancies
• Diversified farm enterprises

Whether your business has been operating for generations or you're starting a new rural venture, support is tailored to your circumstances and goals.

How I Can Help

Accounts and Tax Returns

Preparation of annual accounts and tax returns for sole traders, partnerships and limited companies.

Self Assessment

Support for business owners with agricultural, property and rural business income.

Bookkeeping & Payroll

Helping businesses stay organised and maintain accurate records throughout the year.

VAT & Making Tax Digital

Supporting compliance with VAT obligations and digital reporting requirements.

Business Support & Advice

Providing practical guidance to help you understand your finances and make informed decisions.

Diversification Projects

Supporting businesses exploring new opportunities and income streams.

Why Choose Draig Accountancy?

Many accountants work with rural businesses.

Far fewer have lived and worked within the rural community themselves.

When you work with Draig Accountancy:

✔ You'll deal directly with me, Fay Hancock MAAT

✔ You'll receive friendly, jargon-free advice

✔ You'll gain support from a fellow business owner

✔ You'll work with someone who understands rural businesses and family enterprises

✔ You'll receive practical guidance tailored to your circumstances

✔ You'll build a long-term relationship with an accountant who genuinely understands your world

My aim is simple: to provide dependable support that helps rural businesses remain organised, compliant and financially confident.

Supporting Rural Businesses Across Carmarthenshire

Based in Penygroes, I support agricultural and rural businesses throughout Carmarthenshire, including Llanelli, Ammanford, Carmarthen, Cross Hands, Llandeilo and the surrounding areas.

Using cloud accounting software, telephone support and online meetings, I also work with businesses across Wales and throughout the UK.

Looking for an Accountant Who Understands Rural Business?

If you're looking for practical, professional accountancy support from someone who understands both business ownership and rural life, I'd be delighted to help.

Get in touch for a free, no-obligation conversation about your business and how I can support you.

📍 Penygroes, Carmarthenshire

🌍 Supporting rural businesses across Wales and throughout the UK